I also have a good understanding of what it is like to be responsible for a family and hear and see some self-centered "financial expert" with NO sense of family obligations demand everybody else suffer the maximum amount IMMEDIATELY so that HE is not inconvenienced or has HIS budget affected.
There are six clanholds or houses that are under my patriarchy. I have plenty of familial responsibility.
And no one is going to inconvenience me, since I have already nearly inoculated me and mine against the coming financial storm, by way of divesting myself as much as I can - My interactions with this economy are now largely temporary and fleeting. We are nearly self sufficient, and once the cabins are up in the holler, we will be quite capable of a sustained divorcement from the society entirely. As nearly independent and self sustaining as is possible. I am already nearly divorced from the health system, the food system, and barely requiring tools.
You see, I have already done exactly what I prescribe. We are working as a family to become set apart. And as we achieve that, we will largely be out of reach of what is coming.
In fact, you see, I am doing what I am doing PRECISELY for my family.