The people that are stressed and suffering, are those with insane premium increase, insane deductible increases.
For them I have empathy.
Yes, the distortions in the private insurance market caused by the ACA need to be fixed.
The average person that is getting a free or subsidy ride on the backs of taxpayers, is not suffering or stressed.
The "average person", to be more specific, is a working guy who can't get insurance from his employer, a guy who's lost or switched jobs, or gone into business for himself, a guy who was laid off in his fifties. These are typical Americans who've been helped by the ability to get community-rated individual insurance.
The individual mandate was merely the product of a think tank. Not one Republican voted for it on the national level.
So what? It's been supported by thoughtful conservatives at the state level.
Reagan spoke out strongly in opposition to national health care, fearing it was an unwise step towards socialism.
Establishing a functioning community-rated private insurance market that encourages mobility and growth is the very best way to stave off socialism.