ALL part of a carefully crafted plan started decades ago to force people out of rural areas and into cities,where they are easier to monitor and control.
And almost nobody will have any choice but the rich if they are successful.
Unless severe changes are made in who is holding public office,within another 20 years practically everybody will be living in "Khrushchev Apartment Blocks" near where they work,and the building will be owned by whatever corporation they work for. Chances are most of them will have to buy everything they need in company stores within a couple of blocks of where their "Khrushchev apartment" is. If they quit or are fired,they lose their job and their living space. No money coming it to buy food,clothing,and no shelter available unless they have a job with some corporation.
Not to worry,though. The labor camps Master Goobermint owns will need workers to keep the roads,highways,ditches,farms,etc,etc,etc going,so they WILL have food and shelter as long as they behave themselves.