Why don't you like electronic banking? I've been using electronic banking since it was first available in the early 90's. It was a dial up bulletin board style connection back then. Knock on wood, I've never had a problem. In fact multiple times I was saved late charges on mortgage payments where the mortgage company claimed I paid late but the electronic records said otherwise. In every instance of that (there were multiple from the same dumb ass mortgage company) my bank straightened it out directly not needing my involvement short of letting them know about it. Paying by check would have been a disaster.
The lion's share of that is to counter my tendency to be introverted. I have a weird split in my personality. I am a very gregarious sort, if given the opportunity, but my tendency is to be satisfied with my own company.
So I make it a point, once a month, to get my banking done in person, and then go around and pay my bills in person, and then get groceries and possibles as needed, thus relieving, at least for a time, my tendency toward being (relatively) alone.
I also make it a point, once a month, to go out to a sit-down dinner somewhere, picking a different establishment every time... gets me out of my ruts - Something that occurs naturally with a woman around, but left to my own devices, it is a discipline.
Likewise my decision nearing a decade ago, to simplify my life... Coming out of town, and back into country living. I deal with cash money. No checkbook. No loans. No payments. All cash on the barrelhead. Simple. Gloriously inefficient and organic. And a hard line toward living within my means.
I have said I am a basement geek. Introverted and tech-oriented. The other half of me is a luddite that lives outside, always around animals, always hunting and fishing. Finding joy as a tinker, fixing things others throw away.
The one way, I make tons of money and spend tons of money... The other way, I am happy. So I am hedging toward happy and leaving the other behind.
See?
