I think that you and Chris Hahn (the self titled "Aggressive Progressive") are on to sometime here..... I can see very easily that the gang bangers, street criminals, and drugged up "mass shooters" are ALL going to make sure that there insurance premiums are all paid up in advance before even thinking of firing a shot.....
That sounds like a plan!!
@EdJames Which of the following insurance type is not regulated by a government entity:
Auto
Home
Life
Flood
Dental
All of them are regulated.
Why would insuring a firearm, to "supposedly" cover the damages they may cause, not be regulated by the government, in some way?
First, the law would require you to have insurance to buy a firearm.
Then the "insurance" company, with help from our ever-helpful government oversight, would demand which types of firearms can be insured, and what insurance premium will be placed on them.
This means that the government will, in fact, decide which firearms can be purchased, by setting the terms of what they will allow to be insured.
If you need insurance to be a firearm but the government won't allow certain firearms to be insured, you will not be able to purchase that firearm.
Best case scenario:
They let you insure all types, but the premiums would be so high that no one would be able to purchase certain firearms the government entity that oversees the firearms deems "too extreme".
They would use the rationale by saying things like "we don't let dragsters on the freeway, either".
No thank you.