You don't understand the struggles of young people as well as you think you do. Things have changed. You could argue that it was just as hard for you, but you absolutely don't know what's it's like to be a young person today. You have not lived their life. All generations struggle, but it comes to finances the millennials are struggling extra hard, and I don't believe it's all their fault.
The key difference is that we SEE what your lives are, and we HEAR what you're saying, and we KNOW how much your generation whines even though it has it easy financially.
All you know of our lives is what you have been told by the socialists who want you to believe their propaganda.
On this thread you are getting actual experiences from people who have struggled in youth in order to succeed later in life, and you are dismissing it all out of hand, and refusing to learn from any of it.
The presumption you have that you know more than all of us, and can ignore our collective experience is problematic. Yes, it proves that you are stubborn in your conviction, but it also seems that you are unteachable when it comes to the reality of what life was like before you were born, or at least cognizant of what was going on.
What I find ironic is that you have only talked about finances, and have not talked about where millennials really have it tough, and that is in fighting the cultural demands to live immoral lives and use alcohol and drugs to maintain some kind of faux happiness, while putting yourselves and your health at great risk.
Culturally, you DO struggle more than we did when America had standards of behavior that made allowed us to be safer and happier.