If they accepted the same standard of living common for someone starting out a generation or two ago, there would be no problem at all starting out.
But when big screen TV's and the like are considered basic necessities, it is no wonder you start with a struggle. What percentage of their salary goes to the vehicle compared to a couple decades ago?
That is sorta right... But not really. That is not the thing. They are not equipped to find or fix.
I have no money, but I have a big screen. In fact, I have two... and one of them is a monster that I got busted and free. fixed it, and it works like a champion. I could flip it for a few bucks, or keep it, because I am only into it about $30 total.
Same with cars... I am currently moving on a late 90s 1T 4x4 with a busted transmission. I will pick it up under a grand, and it will cost me a few hundred to fix the transmission... Because I can fix the dang thing myself.
What is missing is the wherewithal to be content and live within their means.
I am still busted flat. I am still living on less per month than I used to spend of fancy coffees.
But I eat real good, and I can produce upward economic mobility... because I know how to hunt, and fish, and garden, and because I have or obtain tools and know or obtain the knowledge how to use them.
THAT is what is missing.