REPORT: Retirees Could Get Bigger Social Security Checks Next Year
Published 6 hours ago
on August 4, 2026
By Chris Powell
Millions of retired Americans could be in line for a larger Social Security payment next year, with early projections suggesting the average monthly benefit may increase by about $77 beginning in 2027.
The increase would come through Social Security’s annual cost-of-living adjustment, better known as the COLA, which is designed to help benefits keep pace with inflation. While the Social Security Administration will not announce the official adjustment until October, several organizations that closely track inflation are forecasting a larger increase than beneficiaries received this year.
The Senior Citizens League, a nonpartisan advocacy group for older Americans, currently estimates the 2027 COLA will come in around 3.8%. If that forecast proves accurate, retirees receiving the average monthly benefit of about $2,026 would see their payments rise by roughly $77 per month. That would bring the average monthly retirement check to just over $2,100 starting in January.
Other analysts have reached similar conclusions. AARP recently projected a 3.6% increase, while independent Social Security expert Mary Johnson has estimated a 3.7% adjustment. Although the forecasts vary slightly, they all point to a larger increase than the 2.8% COLA beneficiaries received for 2026.
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