Geico must pay $5.2 million to woman who got HPV from sex in man's insured car, court rules

[corbe]

Geico must pay $5.2 million to woman who got HPV from sex in man's insured car, court rules

David K. Li - 1h ago

Geico must pay a Missouri woman $5.2 million after she caught HPV from unprotected sex with her then-boyfriend in his insured automobile, a state appellate court ruled.

In an opinion published Tuesday, the Court of Appeals for the Western District of Missouri affirmed the multimillion-dollar payout against the insurance company, best known for its ubiquitous TV ads that frequently feature a talking gecko.

The woman — identified in court papers only as "M.O." — said that she "engaged in unprotected sexual activities in Insured's vehicle" in November and December 2017 and that he "negligently caused or contributed to" her catching the human papillomavirus (HPV), a common sexually transmitted infection, court papers said.

After Geico turned down her claim, M.O. took the matter to an arbitrator, who found in her favor before a court affirmed the $5.2 million judgment, the appeals court said.

Geico appealed, claiming it never had a chance to contest the claim.

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https://www.msn.com/en-us/news/crime/geico-must-pay-5-2-million-to-woman-who-got-hpv-from-sex-in-man-s-insured-car-court-rules/ar-AAYhttQ?bk=1&ocid=msedgntp&cvid=2e2b2495e51c41ac9e1bb68ec25299db

[corbe]

[DB]

How did she prove that it was that particular encounter where she caught HPV???

[libertybele]

This is absolutely absurd!!!  Gee, she got paid over $5 million for having unprotected sex. 

When will the insanity stop??

[Smokin Joe]

This is absolutely absurd!!!  Gee, she got paid over $5 million for having unprotected sex. 

When will the insanity stop??

Well, she screwed the insurance company, too.

Does a lawyer count as 'protection'?

[mountaineer]

There should be an appeal to the Missouri Supreme Court.

[jmyrlefuller]

Well, now I know car insurance covers VD.

[mountaineer]

If all my meals are purchased at fast food drivethroughs and consumed in the car, will my auto insurance company be forced to pay for my high blood pressure pills, inevitable heart attack and possible gastric bypass surgery? Asking for a friend.

[The_Reader_David]

If this is based on an automobile insurance policy, either the fine print in the description of its liability coverage is very strange or the ruling is nonsensical and will likely be overturned on appeal. 

Are we sure this is not based on a blanket liability policy secondary to the auto policy and covering general liability up to some limit exceeding $5.2 million?  If so, the ruling may make sense.  Either way GEICO and other insurers may want to start drafting some new exclusion clauses for their liability policies.

[GtHawk]

If all my meals are purchased at fast food drivethroughs and consumed in the car, will my auto insurance company be forced to pay for my high blood pressure pills, inevitable heart attack and possible gastric bypass surgery? Asking for a friend.

No, in that case you sue the QSR's for your poor choices.

[mountaineer]

No, in that case you sue the QSR's for your poor choices.

But the auto insurance company didn't stop me from doing it in my car!!
 

[Fishrrman]

Geico:
"We'll cover it for you, even when he won't..."

[jafo2010]

All this lunacy points to one glaring fact, the stinking lawyers are way out of control.  They destroy every.  Starting with Wrecking Ball Joe all the way down to the ambulance chasers.