The working poor who are not so fortunate...."
The vast majority of "working poor" are the young. They are just beginning their productive lives and as a result they have not accumulated the experience, knowledge or wisdom that makes their productivity (labor, intellect) worth the highest pay. In addition, they have not had time to accumulate savings, benefit from compounding or other ways of building wealth. It makes complete sense that the young would not be as wealthy as generations older than they are.
In addition, the same "working poor" are much healthier as a group, therefore their health care needs are exponentially smaller than those older generations that have had the physical tole of life ravage them physically for decades.
So, it is a double edged sword, the older one gets the wealthier they should be, yet they will need more medical services due to the physical wear and tear of life.
The ACA, with it's mandate, actually transfers much of the elderly's cost to the young. That is the point of the entire system. As a result, it is very effective at transferring money from the "working poor" to the wealthier generations. That is actually evil to the core.
Would you agree with me that we should not be transferring wealth from these young folks that are just beginning their working careers to the older generations that have had time to accumulate wealth?