https://www.ft.com/content/583abbd2-ffa8-4232-931f-66f55949b5d5
This is a tough, sobering read. It's good though.
It's also behind a $319/year paywall.
The custom of posting an excerpt is even more important when the whole article is inaccessible to most Briefers, as otherwise the only discussion the post will create is complaints like this one.