I see down thread your estimated costs... And that you will bottom out your insurance. I am very sorry for your losses. Lets hope for a wonderful 4th of July christening, eh?
This too shall pass, brother, it surely will.
It is still early in the process. Some of the content loss is a bit of hoarder mentality in the garage, extra appliances, duplication of tools, etc. Receiving value but not replacing will help balance some of that.
On the structure, our house was a nice home when built in the 1970s, filled with built-in cabinets in 8 rooms. We won't rebuild with all those at this time. The wrap around desk area continuous with the gun cabinet was cool for my office. I may have basic furniture and shelves to replace it.
And now as everything is being stripped to the studs, we are looking around and thinking things like: Do we need that wall? etc...
It will work out. This isn't a devastation loss for us, just a large change and process to go through. We will manage.