So difficult to wrap my head around people with college degrees being satisfied with being unable to find a decent job and having to live home with mommie and daddy and get free rent and insurance.
In many cases it's not so much satisfaction as it is no real way out. College-- the long-advertised way out of poverty sold to them throughout the 90s and 2000s-- is exactly what got them into poverty in the first place, and there are few other options if that doesn't work. It's simply cheaper to stay at home, pool resources (one cable bill is cheaper than two) and deal with it rather than to blow money on rent and separate everything.
Now, admittedly, this is much easier with the older children in large families, as they get to stick around and help with their younger siblings (and, in extended families, nephews). A few of my friends started out as independent, then ended up moving back in with their parents. Debt is certainly a factor, but so is the cost of rent, practically impossible to afford without roommates. Taking a look at the people in my home town that were in my graduating class, most of us are still living with parents.