High-Risk Properties, Not Climate Disasters, Are Fueling Higher Insurance Rates
Realtor.com blames growing weather risks, but insurance costs rise from more people and property in disaster-prone areas.
by Linnea Lueken September 17, 2025, 10:17 AM
Yahoo News reposted an article from Realtor.com titled “Would You Drop Insurance To Stay Put in Your Neighborhood? Most Owners Say Yes,” which claims that increasing “climate risk” is forcing people to go without insurance and insurers to pull out of high-risk areas. [emphasis, links added]
This is only partially true; insurers are pulling out or increasing rates in some areas, and some people are foregoing insurance.
But what isn’t true is that increased “climate risk” is the reason. Historical data clearly show extreme weather is not becoming more intense or frequent.
Realtor.com has its own economic research analysts, one of whom claimed that “climate-related events” are increasing.
https://climatechangedispatch.com/rising-property-values-climate-disasters-insurance-rates/
