How does distance from a fire hydrant affect homeowners insurance?
Have you ever paid attention to how close the nearest fire department or fire hydrant is to your home?
There are a number of factors that go into calculating your homeowners insurance rate and potential fire damage is just one of them. As it turns out, the proximity of the closest fire department and hydrants are also just part of the equation that insurance carriers use to assess how likely a fire could be put out in your area.
Here’s what you’ll learn about fire damage and homeowners insurance:
What is an ISO rating?
How is the ISO rating calculated?
What to do if you have a negative ISO fire rating
WHAT IS AN ISO RATING?
To assess how likely fire rescue could respond to a potential fire in your home, insurance experts use a rating system to calculate your premium.
The Insurance Services Office (ISO) is responsible for rating how well a potential structure fire can be put out. The ISO fire score is then provided to homeowner insurance companies to help calculate an insurance rate for customers.
https://stories.simplyioa.com/how-does-distance-from-a-fire-hydrant-affect-homeowners-insurance
