The Briefing Room

General Category => Health/Education => Topic started by: corbe on October 18, 2018, 11:03:46 pm

Title: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: corbe on October 18, 2018, 11:03:46 pm
Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'

By Peter Sullivan - 10/18/18 03:55 PM EDT
 

President Trump tweeted Thursday that “all Republicans support people with pre-existing conditions, and if they don’t, they will after I speak to them.”

The tweet comes as Republicans are under fire in races across the country for their votes to repeal ObamaCare and its protections for people with pre-existing conditions.

Republicans have been scrambling to show that they do support the protections, and Trump’s tweet is an added point in that effort.

<..snip..>

https://thehill.com/policy/healthcare/412105-trump-all-republicans-will-support-people-with-pre-existing-conditions (https://thehill.com/policy/healthcare/412105-trump-all-republicans-will-support-people-with-pre-existing-conditions)
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: INVAR on October 18, 2018, 11:05:11 pm
Heh..... Single Payer Trump Style - here we come.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: corbe on October 18, 2018, 11:16:47 pm
Quote
“Beleive me, we’re going to have health insurance for everybody, it's so simple. There was a philosophy in some circles that if you can’t pay for it, you don’t get it. That’s not going to happen with me. I am going to take care of everybody. Beleive me, everybody’s going to be taken care of much better than they’re taken care of now, and it will be much, much cheaper than it is now under ObamaCare.”

DJT, March 2016
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 18, 2018, 11:20:39 pm
Heh..... Single Payer Trump Style - here we come.

But, But, Butt...
Most Conservative agenda evah...
Calvin Coolidge... n'stuff...
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: INVAR on October 18, 2018, 11:21:58 pm
But, But, Butt...
Most Conservative agenda evah...
Calvin Coolidge... n'stuff...

It's that 12th dimensional underwater Conservative chess that we Conservative simpletons cannot grasp the genius of.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 18, 2018, 11:26:38 pm
It's that 12th dimensional underwater Conservative chess that we Conservative simpletons cannot grasp the genius of.

Yes, well... Everyone knows how single payer big.gov insurance works according to Conservative principles after all... It just needed to be Tumpsplained.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 18, 2018, 11:52:26 pm
Hoooweee, @INVAR ... Look at all the crickets!
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: debrawiest on October 18, 2018, 11:56:09 pm
So. Stinkin’. Conservative.  :patriot:
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Victoria33 on October 18, 2018, 11:57:08 pm
Hmmmm,
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Sanguine on October 19, 2018, 12:04:24 am
Ummmm, wrong, Mr. Trump.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: INVAR on October 19, 2018, 12:10:14 am
Ummmm, wrong, Mr. Trump.

Uh oh.   

You've gone and done it now.

Prepare for the spanking and declaration that you are a Democrat troll from the Trump Loyalists for daring to publicly state that Trump is wrong on this issue.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Sanguine on October 19, 2018, 12:31:46 am
Uh oh.   

You've gone and done it now.

Prepare for the spanking and declaration that you are a Democrat troll from the Trump Loyalists for daring to publicly state that Trump is wrong on this issue.

@INVAR, I have never hidden what I think about Donald Trump, and I don't usually take a lot of heat for it.  This is a bad idea and should be called out as such, just as good ideas should also be recognized as such.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: INVAR on October 19, 2018, 12:41:50 am
@INVAR, I have never hidden what I think about Donald Trump, and I don't usually take a lot of heat for it.  This is a bad idea and should be called out as such, just as good ideas should also be recognized as such.

One would think so, but we have learned otherwise in the past several years haven't we?

@XenaLee can tell you all about it based on a recent spat she endured from people that she would normally caucus and agree with regarding Trump and the GOP.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Sanguine on October 19, 2018, 12:44:22 am
One would think so, but we have learned otherwise in the past several years haven't we?

@XenaLee can tell you all about it based on a recent spat she endured from people that she would normally caucus and agree with regarding Trump and the GOP.

Yeah, that's great and all that, @INVAR, but maybe just for once you could address the topic and not try to start s**t.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 12:50:44 am
I don't know if you folks have realized this but this horse is already out of the barn and galloping at full speed. Most of the Rat campaign ads are tying Trump to candidate A in wanting to throw Pre-existing dopes off of their entitlement and kill them. It's a loser issue for the GOP. There is no positive spin on this issue. Obama stuck us with it and now it's over, It's the same as the damn Social Security and Medicare. Good luck getting that back in the bottle once the deadbeats are on that.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Sanguine on October 19, 2018, 12:55:52 am
I don't know if you folks have realized this but this horse is already out of the barn and galloping at full speed. Most of the Rat campaign ads are tying Trump to candidate A in wanting to throw Pre-existing dopes off of their entitlement and kill them. It's a loser issue for the GOP. There is no positive spin on this issue. Obama stuck us with it and now it's over, It's the same as the damn Social Security and Medicare. Good luck getting that back in the bottle once the deadbeats are on that.

I reluctantly agree with you, Frank.  However, coverage of people who can't afford medical care needs to go to the states.  The Feds have absolutely no business in the medical care business.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Right_in_Virginia on October 19, 2018, 12:56:20 am
How do you convince people that pre-existing conditions shouldn't be covered?  HOW do you do this?  And why would you do this?
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: goodwithagun on October 19, 2018, 01:01:22 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: corbe on October 19, 2018, 01:04:59 am
   Prayers Up @goodwithagun
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: goodwithagun on October 19, 2018, 01:06:13 am
 888high58888
   Prayers Up @goodwithagun
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 01:09:05 am
I reluctantly agree with you, Frank.  However, coverage of people who can't afford medical care needs to go to the states.  The Feds have absolutely no business in the medical care business.

Sounds great as a concept, but I don't see any way out of it. I always thought that even if Obamacare was gutted and worthless these Pre exist people would still need to be covered because there is no way in hell anyone will muster the support to end it.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 01:14:39 am
I’m 39 and....

What in the hell are you doing on this forum? You do not belong here. This place is for posters aged 75+ that are either day drinkers or have some other closeted substance abuse problem and perpetually irritable. Leave now or I'll lobby to have you banned........punk kid.

BTW stay off my effing lawn!
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: XenaLee on October 19, 2018, 01:16:13 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

Prayers up for you. 

I have family that have incurred $30k in debt even with ""full coverage"".  It's a rigged game, I'm afraid. 
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: goodwithagun on October 19, 2018, 01:23:38 am
What in the hell are you doing on this forum? You do not belong here. This place is for posters aged 75+ that are either day drinkers or have some other closeted substance abuse problem and perpetually irritable. Leave now or I'll lobby to have you banned........punk kid.

BTW stay off my effing lawn!

Love you too, Frank! (Don’t tell @RoosGirl , she’ll kick my ass with those boots that turn you on!)
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 01:28:57 am
Love you too, Frank! (Don’t tell @RoosGirl , she’ll kick my ass with those boots that turn you on!)

What boots are those?  :pondering:
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: RoosGirl on October 19, 2018, 01:32:14 am
Love you too, Frank! (Don’t tell @RoosGirl , she’ll kick my ass with those boots that turn you on!)

No way.  I had to crush Frank's soul the other day and admit I really wear these all the time

(https://cdn-img-3.wanelo.com/p/711/6c0/adc/e912087999f9029b0a2aa4e/x354-q80.jpg)
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 19, 2018, 01:55:01 am
How do you convince people that pre-existing conditions shouldn't be covered?  HOW do you do this?  And why would you do this?

Because insurance is not insurance if it covers preexisting. It's like getting fire insurance after your house burns down. And getting insurance companies to cover that bet is going to cost way, way, way too much... Which is then going to cause Uncle Nanny to dictate the profit margin, which will cause insurance companies to get out of the game, which will then result in single payer socialized medicine, which will end the greatest health care system the world has ever known (warts and all). And voila! Canada.

Better to outlaw insurance all together and let the market dictate the price.

Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: RoosGirl on October 19, 2018, 02:19:34 am
How do you convince people that pre-existing conditions shouldn't be covered?  HOW do you do this?  And why would you do this?

Perhaps similar to the way that Ted Cruz convinced the Iowa corn farmers that ethanol subsidies were a bad thing.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: musiclady on October 19, 2018, 02:42:26 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

Oh, dear goodwithagun!  You will be in my prayers!

And THANK you for standing by your conservative principles.  It is such a rare thing these days!

God bless you and comfort you as you go through this struggle!  HE is faithful!
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: musiclady on October 19, 2018, 02:45:19 am
As to the thread topic.......

Thanks to Mr. Trump, I am no longer a Republican, so I guess he will fail at convincing me that single payer health insurance is either good for people or in any way, shape or form, conservative.

If the Republican party goes full Obama on us (as they are doing with this "leadership,") then it only reinforces that they have left all principle behind.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 19, 2018, 02:49:38 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

Steady, darlin. He that is in you is greater than he that is in the world.
 :0001: :0001: :0001:
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: roamer_1 on October 19, 2018, 02:52:29 am
As to the thread topic.......

Thanks to Mr. Trump, I am no longer a Republican, so I guess he will fail at convincing me that single payer health insurance is either good for people or in any way, shape or form, conservative.

If the Republican party goes full Obama on us (as they are doing with this "leadership,") then it only reinforces that they have left all principle behind.

Fact.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: debrawiest on October 19, 2018, 02:53:34 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

I will pray for you, for peace that passes all understanding. Please keep us posted.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 03:26:18 am
No way.  I had to crush Frank's soul the other day and admit I really wear these all the time

(https://cdn-img-3.wanelo.com/p/711/6c0/adc/e912087999f9029b0a2aa4e/x354-q80.jpg)

(https://media.giphy.com/media/4CydaZ6BAASnm/200.gif)
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: DCPatriot on October 19, 2018, 04:07:16 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

Thoughts and prayers for you, @goodwithagun !

Treatments are more advanced than they were 2-1/2 years ago.  Proton therapy, etc..
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: InHeavenThereIsNoBeer on October 19, 2018, 04:22:26 am
Sounds great as a concept, but I don't see any way out of it. I always thought that even if Obamacare was gutted and worthless these Pre exist people would still need to be covered because there is no way in hell anyone will muster the support to end it.

If you have a preexisting condition and you change insurance companies, the one you had insurance with when diagnosed should still be on the hook for payment.  That's why they took your premiums.  Perhaps the angle to take is that we're trying to keep greedy insurance companies from weasling out of their obligations to the ill after taking their money.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Frank Cannon on October 19, 2018, 04:28:43 am
If you have a preexisting condition and you change insurance companies, the one you had insurance with when diagnosed should still be on the hook for payment.  That's why they took your premiums.  Perhaps the angle to take is that we're trying to keep greedy insurance companies from weasling out of their obligations to the ill after taking their money.

Well that would be a good avenue to go, but what happens when you have to change companies because of a job change or a move? I have a regional insurer. What happens if I move to Cali?
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: DCPatriot on October 19, 2018, 04:53:52 am
It's going to work this way....

The pre-existing treatment will be covered by Medicaid, provided that all premiums to primary insurance are current.


(I made that up)      :shrug:
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: InHeavenThereIsNoBeer on October 19, 2018, 08:05:18 am
Well that would be a good avenue to go, but what happens when you have to change companies because of a job change or a move? I have a regional insurer. What happens if I move to Cali?

The insurance company who you had coverage with when diagnosed continues to pay.  You moving doesn't absolve them of their responsibility to pay for the care incurred by an event they were (taking your payments for) insuring.

In a rather morbid way, it's like the lottery.  If you win the lottery, and take payments over time, you don't have to keep buying tickets.  You paid, they lost, now they have to pay out.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: DB on October 19, 2018, 09:45:57 am
How do you convince people that pre-existing conditions shouldn't be covered?  HOW do you do this?  And why would you do this?

Care to explain why anyone will buy health "insurance" if they can get covered after something serious comes up?

And if that's how "insurance" should work, then why not apply that to cars, homes, business liability etc...

This is the back door to single payer. The single payer being government.

So lots of people want someone else to pay for their healthcare and we should honor that by forcing the expenses "on a nameless someone else"...

And you and the rest of the Republicans that support this are different than the Democrats how?
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: DB on October 19, 2018, 09:49:59 am
As to the thread topic.......

Thanks to Mr. Trump, I am no longer a Republican, so I guess he will fail at convincing me that single payer health insurance is either good for people or in any way, shape or form, conservative.

If the Republican party goes full Obama on us (as they are doing with this "leadership,") then it only reinforces that they have left all principle behind.

That is why they never repealed it when they had the authority to do so. They had no intention to all along. All it was was campaign fodder for votes and the voters called them on it.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Sighlass on October 19, 2018, 10:13:45 am
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

@goodwithagun

Prayers offered young man ... thanks for sharing what must be painful to talk about.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Right_in_Virginia on October 19, 2018, 11:50:40 am
If you have a preexisting condition and you change insurance companies, the one you had insurance with when diagnosed should still be on the hook for payment.  That's why they took your premiums. 

Are you saying insurance company A will continue to cover the cost of your diabetes treatment even though you're now paying premiums to insurance company B???? @InHeavenThereIsNoBeer
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Right_in_Virginia on October 19, 2018, 12:09:53 pm
Care to explain why anyone will buy health "insurance" if they can get covered after something serious comes up? 

There are ways to prevent this @DB  For instance, if one does buy insurance for the first time only after they have a diagnosis then all charges for that diagnosis are not covered for the first 90 days of continuous coverage; or they're covered at a lower percent.  This would be both an incentive to keep the insurance and a penalty for trying to milk the system.

On the other hand, those who have had continuous coverage for at least six months and either lose insurance or change insurance carriers should not have a waiting period or a penalty coinsurance applied.

Keep in mind, a pre-existing condition is not necessarily a major event such as cancer.  It includes all types of chronic diseases including diabetes, high blood pressure, asthma, arthritis, MS, kidney disease, COPD, Crohn's disease, cardiovascular disease, pain management and on and on.

Eliminating people from insurance with these chronic conditions is unimaginable.  We sound barbaric when we champion this.

Applying a penalty period on only those milking the system is reasonable.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Silver Pines on October 19, 2018, 03:11:12 pm
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

@goodwithagun, I’m going to be praying.  Hold tight to God.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Jazzhead on October 19, 2018, 03:19:21 pm
How do you convince people that pre-existing conditions shouldn't be covered?  HOW do you do this?  And why would you do this?

These questions deserve answers, @Right_in_Virginia    Some conservatives can't see the forest for the trees.   However it's done, the American system of health care financing has to be able to accommodate individuals when they change jobs so that they can acquire insurance that covers their pre-existing conditions.   It doesn't mean single payor.  Nor does it mean giving away the store to free riders.   

And it is not just a moral imperative.    A reason why the American economy has traditionally thrived is its dynamic nature - folks go where the work is.  But our employer-centric health care financing system is an anchor that holds folks to unsatisfactory jobs, unable to move because of the fear of loss of health coverage than cannot be regained.  Call ObamaCare what you will, but it permits folks between jobs to get health insurance.    That's important to ordinary Americans,  and Trump to his credit, recognizes it.   
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: musiclady on October 19, 2018, 03:34:30 pm
That is why they never repealed it when they had the authority to do so. They had no intention to all along. All it was was campaign fodder for votes and the voters called them on it.

Unfortunately, you are absolutely correct.

Republicans had no intention of getting rid of this socialist monster disguised as "caring."

So now we have a President who's in agreement with the worst takeover of personal liberty ever created by Congress.

The country is done for.  We're moving farther left than socialist Europe....... and in some ways, we're already there.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: ConstitutionRose on October 19, 2018, 03:53:44 pm
Okay, so I post this with a lot of emotion. I’m 39 and 2.5 years post op from a sarcoma removal. My ct scan last week indicated what is most probably tumor recurrence. I’m terrified. My biopsy is next Thursday. Please pray for me. As I type this, and after $20K in medical debt from the last experience (yes! med debt even with obamacare!) I still believe the free market needs to reign supreme. Even if that means no preexisting conditions.

You are on my prayer list.  Please keep us advised. 

You have always been able to get insurance with preexisting conditions.  It cost more, but was available.  My husband has several preexisting conditions and when the company he worked for closed down we started our own business.  We got insurance through an association of businesses.  It cost about $7000 a year and had $10 copays for most doctors and a deductible in the $2500 range.  With ACA the only plan we can get is $15000 per year (for just my husband),  copays are $30 and $60 and the deductible is $7000.  Next year the premium rises by $200 per month, the copays by $10, the deductible nearly doubles.

The way I see it, the costs of preexisting conditions is now being borne by everyone who has insurance thru ACA plus the taxpayers thru the various entitlements.

I have no clue what the answer is, but medical care and insurance costs are simply out of control.  Those with preexisting and chronic conditions need insurance.   I have always seen that competition was best for the consumer.  There is no competition now.  There is no transparency in the medical market.   Some insurance companies have tried to address this by giving the insured a list of providers, the prices they charge and their outcomes history.  In our area three big medical providers have bought up nearly every medical facility, medical provider and physicians practice in a three city area and beyond.  Not only is there no competition in insurance, there is no competition among providers.
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: Jazzhead on October 19, 2018, 04:30:57 pm
Unfortunately, you are absolutely correct.

Republicans had no intention of getting rid of this socialist monster disguised as "caring."

So now we have a President who's in agreement with the worst takeover of personal liberty ever created by Congress.

The country is done for.  We're moving farther left than socialist Europe....... and in some ways, we're already there.

Cut me a break. 

The "worst takeover of personal liberty ever created by Congress" has been addressed by Republicans.  The individual mandate - the requirement that you purchase health insurance - is gone.

You can go without coverage,  and rely on your savings, charity or just the rest of us taxpayers if and when you get sick.    Your precious liberty to be a free rider and pawn off your troubles on others remains. 

That doesn't mean, of course, that our health care financing system has been fixed.  Some of us, in exercising our liberty, may choose to be responsible and obtain insurance, but find it unaffordable.   The ACA markets permit competition only with respect to networks, copays and deductibles,  not on the range of risks one may choose to protect with insurance.   

I am coming to the view that what is probably the best solution is a hybrid system.   The current employer-financed system has too many vested interests,  not the least of which is the private hospital system, which relies on reimbursements from employer-provided group insurance to offset the chintzy reimbursements from Medicare and Medicaid.  (Any Congresscritters thinking about supporting Medicare for all ought to be required to get their health coverage through Medicare for one year and see how they like it,  before they foist that mess on us all.)

The employer-financed system is also the driver behind the U.S.'s lead in medical innovations and new drugs.    Yes,  not everyone has coverage through his or her employer,  and employers are straining under the cost,  but there is value to a private health insurance system centered around group (employer-provided) coverage.   

What I am coming to support, therefore, is a hybrid approach whereby the government would provide stop-loss coverage with respect to all private insurance.   Costs that exceed, for example, $75,000 per year would be paid for by the state and financed by means of general taxation.    Freed of liability for catastrophic claims, and with cost certainly regarding total costs per covered life,  insurance protection would become instantly more affordable.  Couple that with the usual conservative-favored reforms, such as tort reform and the opening of insurance markets to greater competition,  and suddenly we'll have the best of both worlds -  the same private insurance system that encourages innovation, but bolstered by government subsidization of catastrophic costs that make current insurance so unaffordable for many.   Sure you can still be a free rider - don't want to take away your precious liberty -  but if you're responsible you'll have an affordable means of protecting yourself from risk.   
Title: Re: Trump: All Republicans will support people with pre-existing conditions 'after I speak to them'
Post by: GrouchoTex on October 19, 2018, 04:40:42 pm
Care to explain why anyone will buy health "insurance" if they can get covered after something serious comes up?

And if that's how "insurance" should work, then why not apply that to cars, homes, business liability etc...

This is the back door to single payer. The single payer being government.

So lots of people want someone else to pay for their healthcare and we should honor that by forcing the expenses "on a nameless someone else"...

And you and the rest of the Republicans that support this are different than the Democrats how?

Sounds like you nailed it to me.