The Briefing Room

General Category => National/Breaking News => Second Amendment => Topic started by: Elderberry on October 21, 2019, 11:35:57 am

Title: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: Elderberry on October 21, 2019, 11:35:57 am
Blue Lives Matter by Sandy Malone 10/19/2019

The New Jersey governor issued an executive order in September that effectively banned the sale of insurance products that provide liability coverage to gun owners making it virtually impossible for concealed carry holders in New Jersey to get coverage.

As a result of the edict, the U.S. Concealed Carry Association (USCCA) announced in early October that it would have to “pull their services off the shelf for New Jersey gun owners," ConcealedCarry.com reported.

The problem is that states like New Jersey want to regulate organizations like USCCA because they list their membership as “beneficiaries” of their coverage, the press release explained.

And for that reason, they’re regulated by the state much like an insurance company.

More: https://defensemaven.io/bluelivesmatter/news/nj-governor-makes-it-nearly-impossible-for-gun-owners-to-get-insurance--HlW96c5B0apTbZNBxpo2A/ (https://defensemaven.io/bluelivesmatter/news/nj-governor-makes-it-nearly-impossible-for-gun-owners-to-get-insurance--HlW96c5B0apTbZNBxpo2A/)

Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: IsailedawayfromFR on October 28, 2019, 02:54:08 pm
Got it backwards.

A gun IS insurance.
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: PeteS in CA on October 28, 2019, 04:08:04 pm
USCCA or a similar org needs to set up a legal defense fund that is not membership based. The intent of the NJ law is to make it easier for tyrant police chiefs, DAs, and sheriffs to target gun owners who dared to defend themselves - the city or county's resources crushing a private citizen's resources.
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: Cyber Liberty on October 28, 2019, 05:23:25 pm
@Jazzhead This story is a prime example of why I call your Insurance scheme to track guns absolute bullshit designed to disarm Americans.

Expect this to be repeated every time you mention your silly scam.
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: Gefn on October 28, 2019, 10:41:25 pm
Oi vey.
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: txradioguy on November 04, 2019, 09:51:36 pm
Last month, TFB reported about the New Jersey Governor’s executive order which would restrict some companies that offer firearms insurance under certain provisions. The order also limits the state from doing business with companies that don’t have “public safety principles” and related policies.  The executive order directed the state’s Commissioner of Banking and Insurance to prohibit or limit the sale of products that may “encourage the improper use of firearms.” Law Enforcement Today reported that companies such as U.S. Concealed Carry Association (USCCA) and the National Rifle Association’s Carry Guard programs are considered violations of the executive order.

Section 6 of Governor Phil Murphy’s Executive Order No. 83 is part of the cause of the trouble for concealed carriers that wish to be covered by insurance should they have to use a firearm to defend themselves.

Quote
6. The Commissioner of Banking and Insurance, within 30 days, is instructed to take all appropriate action within her authority to
prohibit and/or limit the sale, procurement, marketing or distribution of insurance products that may serve to encourage the
improper use of firearms.

<snip>

For the time being, there doesn’t seem to be any information about any challenges to the state’s existing laws or the Governor’s executive order.  It’s not immediately clear whether Lockton Affinity will continue to sell the NRA’s Carry Guard program, or how the NRA will continue or discontinue to promote the program themselves.  The Department of Banking and Insurance declared that it was continuing to investigate firearms related insurance companies to look for any other violations of state law.

https://www.thefirearmblog.com/blog/2019/11/01/firearm-insurance-programs-denied-in-new-jersey/ (https://www.thefirearmblog.com/blog/2019/11/01/firearm-insurance-programs-denied-in-new-jersey/)

Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: txradioguy on November 04, 2019, 09:52:31 pm
Anti 2nd Amendment Types: Gun owners need to carry insurance like a car

Also Anti 2nd Amendment Types: Gun insurance is illegal
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: Sanguine on November 04, 2019, 10:38:14 pm
Topics merged.
Title: Re: NJ Governor Makes It Nearly Impossible For Gun Owners To Get Insurance
Post by: Cyber Liberty on November 05, 2019, 12:04:11 am
Anti 2nd Amendment Types: Gun owners need to carry insurance like a car

Also Anti 2nd Amendment Types: Gun insurance is illegal

That's the way I see it too.  I keep this story in the front of my mind for the next time I hear that canard.