You wonder how 'educated' someone is when they go into hock for debts that will be very difficult to pay off with their anticipated wages on their new job.
A personal story:
Many of you know my botched career path and my failed pursuit of a career as a meteorologist. One of the smartest things I ever did was to keep a close eye on my expenses—I always kept track of everything I borrowed and kept it manageable (I did go to a state college). I knew that, even if I had found work in my field as I had expected at the time, I wasn't going to make a whole lot of money to start.
So, thankfully, even though I ended up graduating just as the recession hit (thus destroying my career path and rendering my degree worthless—which is another point, that sometimes things that seem like solid plans at the time end up collapsing of no fault of your own) and wound up working minimum wage, I was still able to pay off my debts well ahead of schedule. (I did so in large part by devoting as much money as I could to paying down the loans at the beginning to tamp down on interest.)
Knowing then what I know now, I would not do it again. I'm not sure what I would do, to be honest.