And the same to you. Your knowledge regarding the purpose of insurance and the spreading of risk is abysmal. You deserve socialized medicine, and the way the AHCA is being opposed by conservatives, you're going to get it.
I understand 'spreading risk'. I understand statistics used in underwriting, actuarial tables, and the like, because they are so closely akin to the odds tables in the gaming industry, and when the oil patch was slow, I worked in that.
Now here is something for you to understand. I am capable of assessing my own risk.
I know my family, the medical problems and complications which occurred for my relatives, what medical risks are present from a genetic, environmental, and personal life standpoint.
I also know that in the past the medical costs for my family of 4 (raising 2 grandchildren), have been under 8K a year. Those are actual costs, paid out of pocket.
I know the cost of insurance right now for that same family of 4 (because of the socialist health care) is $20,000.00
MORE than that 8K. I can spend a fraction of that difference on preventative medicine, good food, wholesome activities and come out money ahead.
I also know that the people who benefit most from "spreading risk" are the people who live the riskiest lifestyles.
No, I'm not talking about base jumpers and high wire acrobats, and we have had this conversation before.
For the benefit of anyone who just tuned in, though, the people I am referring to have already contracted the disease (which is why the 'no preexisting condition' bit) that will cost between $600,000.00 and $750,000.00 in medical costs in their lifetime (over the next 25 years,should they live so long), and they already number 1.3 million (and growing) in the US.
What you want is for the rest of us who don't live the lifestyles which are at extreme risk for contracting that disease to pick up that trillion dollar plus tab.
That isn't a 'risk', it is the sort of act that got many of those people infected.
