Regarding a Muslim driver refusing to take insurance because it would be gambling -- is there a compelling public interest? ABSOLUTELY.
You are making total sense.
Two neo-nazis go to a Jewish baker and ask for a cake with an oven on it that says "They deserved it". The baker refuses. The neo-nazis claim to be of German heritage. Is the baker refusing service to people based on their national origin? Of course not. He is refusing the message. But according to a misinterpretation of Oregon 659A.403, anyone who walks into your place of business now becomes your Master and you must obey all wishes that are within some perceived charter of your business.
It is no coincidence that religious freedom and the freedom of speech are found in the same Amendment - and it trumps Oregon law, especially a loose interpretation of Oregon law.
Previous poster have questioned why Mormons cannot practice polygamy, or why Rastafarians cannot smoke pot. In both cases there is a compelling public interest.
= = =
Regarding the Oregon law:
Except as provided in subsection (2) of this section, all persons within the jurisdiction of this state are entitled to the full and equal accommodations, advantages, facilities and privileges of any place of public accommodation, without any distinction, discrimination or restriction on account of race, color, religion, sex, sexual orientation, national origin, marital status or age if the individual is of age, as described in this section, or older.
I would have argued that political orientation is NOT protected by Oregon law. The fact that the homosexual couple focused on this ONE bakery betrays a political attack. The baker's lawyer should have made their political activism the focal point, not their sexual orientation. Such an approach would also work against the neo-Nazis in the example above.