If you can make that statement you are more of an expert than anyone in DC.
Welcome to TBR.
Thanks much. :)
The sad thing about all this healthcare stuff is what I described is pretty much what it was before the ACA was signed into law screwing everything up.
All that was needed was to drop the regulations blocking coverage across state lines so more competition and larger pools could be made to lower costs. The insurance companies have a number they want to reach for profits. They are, after all, in the business to make money by offering a service. Their goal should be to offer their services better and less expensive than their competition.
Here's the caveat. I believe the Insurance companies want that block on state lines and I think they collude to make sure prices don't undercut each other too much so they all maintain a certain level of profitability. This is, of course, against the law but proving it is much harder than suspecting it. I bet the government knows this and turns a blind eye because the insurance companies could up and shut down leaving everyone in the lurch. Then the government would either have to step and act as the insurance company or hire a new company to do it for them. All of this way above my pay grade but most of us know the game is rigged.
