Most people blow 70% of their money on 3 things — and cutting back could be the key to retiring much earlier

[Night Hides Not]

I had a boss in one of my early jobs whenever we were on the road and stopped at hotel for the night he would ask how much for a room, the clerk would say $125.00. He would say I will give you $90.00 or I'm going across the street. 90% of the time they would give it to him for $90.

He would do that for everything even food. Amazingly you would be surprised how often it worked

Embarrased the heck out of me.

@catfish1957

You worked for Donald Trump?   

[Night Hides Not]

You just spurred a memory from long ago. I got divorced and my 30 something ex, started bragging about this new guy she was dating. She said, he's got a boat, and a fancy car, and a beautiful condo, and this, and that, and he golfs every day, and on and on.


I said, That sounds great. Then I asked, How many times has he been married? She said, He's never been married.


LOL, hahaha hahaha, So I said, Well no wonder he has all that stuff. Dummy! He's smarter than me. I could have twice what he has, if I had never married and had kids. But logic doesn't matter to a woman with ga-ga eyes.


I knew right then that she was barking up an empty tree. I knew he would never marry her. And I was right.


Women can be so blind sometimes.


But I must say, in agreement with you, I don't regret anything. I feel that my life had a general path, that I was meant to trod. I veered off the path more than once, but overall I stayed generally on my destination. Call it fate. Call it destiny. Call it the will of God. Whatever it is, I feel that everything I have done was what I, what I was meant to do. Therefore, I cannot have any regrets. How can I? I was just following my path.

Just wanted to clarify that I have no regrets whatsoever over my marriage and 3 children. My life would not be as fulfilling and enjoyable without them, and now there's a grandson who's been the apple of my eye for nearly 7 years.

[rodamala]

. . . should be the name of a convenient store, not a federal agency 

@goodwithagun

I've been to that place... in the mountains of Bailey, Colorado... back in 2013.



The green crosses on the sign basically put it over the top as a true Party City.

[catfish1957]

Liquor, whores and taxes.

The sooner I stop paying taxes, the better.

My 3... 


(1) High Yield, low risk equities.
(2) Innovative V Cap M Funds that pull <15% growth in an off year.
(3) Hi yield corp bonds AA or better that will pay until I am long gone. 

Yep, its an Ebeenezer obsession.

[IsailedawayfromFR]

I had a boss in one of my early jobs whenever we were on the road and stopped at hotel for the night he would ask how much for a room, the clerk would say $125.00. He would say I will give you $90.00 or I'm going across the street. 90% of the time they would give it to him for $90.

He would do that for everything even food. Amazingly you would be surprised how often it worked

Embarrased the heck out of me.

@catfish1957

One of my brothers does exactly the same.

He always bargains and has made himself a very successful self-made career working for himself.

It really works, and I have always told him I would prefer to take a 10% take on what he purchases as my return would likely be 20% or more.  Better than the stock market over the years, and low risk.