[[ For policies offered in the federal exchange, as in many states, the annual deductible often tops $5,000 for an individual and $10,000 for a couple. …
Mark A. York, a 60-year-old freelance writer in Hailey, Idaho, said he began shopping after he received a letter saying that his current insurance policy would be canceled because it did not meet the requirements of the health care law. In the exchange, he said, he found policies with premiums similar to what he is now paying, $440 a month, but “the deductibles were so high — $4,000 to $6,000 a year — that it defeats the purpose of having insurance.” … ]]
This is part of the plan.
Sell 'em the new "policy" for more than they paid before.
Then make the deductible so high that the policy is all-but-worthless (in terms of monetary value) except for catastraphic occurrences.
The mafia could offer folks more useful "insurance policies" than this!