Give back my health care policy

[happyg]

by
Sharon B. Ingerson | Ingerson is a resident of the Glenvar area and has worked as a Registered Nurse in Salem for fifteen years.

I am a registered nurse and I buy my individual policy with Optima Health. I love it.

However, seeing all the reports about canceled plans, I called them to ask if I would lose my policy. They said that next year I will.

My plan does not qualify under the Affordable Care Act because it does not include maternity coverage. I am a 41-year-old woman with three children (one with moderate-severe autism and mental retardation). I am not having any more children.

This is ridiculous. However, it gets worse. Optima gave me my options. Now I have a $2,500 deductible with 100 percent coverage after the deductible is met. The family deductible is $5,000. The plan costs $209 per month. This is not a substandard plan.

I have a health savings account where I have saved more than $12,000, so if my family needs health care, I can provide for them.

The new Obamacare plans are worse in every regard. They are not better and I do not save $2,500, as President Obama promised so many times.

Here is the closest plan to mine: $3,250 deductible (worse), $6,500 family deductible (worse), and the premium is an outrageous $674 per month (far worse). Essentially, I will pay $465 a month or $5,580 a year more for insurance. Obama promised the average family (I’m a nurse; we’re average) $2,500, but I will pay $5,580 more?

I’ve tried to log onto healthcare.gov, but it is a total disaster. I have called other insurance companies in Virginia and the plans are worse than Optima. The closest plan was a $4,000 deductible/$8,000 family deductible for nearly $600. That is not a better plan. It is far worse.

This will ruin my family’s health care options. I will lose the ability to save any money in my health savings account. Instead of saving for my family’s needs, I will have to give that money to an insurance company.

I will have higher out-of-pocket costs and worse coverage.

Anger doesn’t begin to describe how I feel. I urge my congressional representatives to support the president’s other promise, that “If you like your plan, you can keep it.”

This has to be changed.
http://roanoke.com/opinion/commentary/2389210-12/give-back-my-health-care-policy.html

[Cincinnatus]

The reports one hears on the deductibles make it sound like you really have no coverage at all.

[olde north church]

White people don't riot.

[mountaineer]

This has to be changed.

Good luck with that.   

[Rapunzel]

The reports one hears on the deductibles make it sound like you really have no coverage at all.

You don't - this is why the insurance companies were willing to jump on board - they will collect a LOT more money and not have to pay anything out for the majority of the policy-holders...   who wouldn't take THAT deal from the POTUS?

[Rapunzel]

BTW you all heard the story of the woman who could not get off the site once there until she followed through to the sign-up where they informed her she was not on Medicaid and had no option to opt-out - never mind she was happily paying for her own insurance coverage from Blue Cross, Blue Shield..... 

It gets even better - yesterday on Fox they had a story about a man who lives in a paid off $5 million dollar home - but they also dropped him into taxpayer-paid Medicaid with no opt-out.  I smell single payer.