Author Topic: It appears the health insurance rates w/o subsidies are now available online.  (Read 803 times)

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Offline Rapunzel

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https://data.healthcare.gov/dataset/QHP-Individual-Medical-Landscape/ba45-xusy#showMore

It appears the health insurance rates w/o subsidies are now available online.

++++++++++++++++++++++

Click on the link above - by state

 amazing how almost every one of the carriers to choose from is the same "Blue".. no wonder they were such supporters of the Admin in this, they have a monopoly now (as if they didn't lean toward a monopoly before)

“The time is now near at hand which must probably determine, whether Americans are to be, Freemen, or Slaves.” G Washington July 2, 1776

Offline Rapunzel

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 ‏@HeyTammyBruce 12m

Remember, ObamaCare pricing data page is only for premiums. Policies have high deductibles, co-pays & severe doctor/hospiltal restrictions
“The time is now near at hand which must probably determine, whether Americans are to be, Freemen, or Slaves.” G Washington July 2, 1776

Offline AbaraXas

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amazing how almost every one of the carriers to choose from is the same "Blue".. no wonder they were such supporters of the Admin in this, they have a monopoly now (as if they didn't lean toward a monopoly before)

Exactly, they knew this would create a monopoly and millions of 'required' customers with rates they could jack up.
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Offline AbaraXas

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‏@HeyTammyBruce 12m

Remember, ObamaCare pricing data page is only for premiums. Policies have high deductibles, co-pays & severe doctor/hospiltal restrictions

The deductibles and co-pays  are the scary part.  Tens of thousands of dollars out of your pocket before 0Care takes care(sic) of you. The staggering amount of these were unheard of before 0Care. The insurance companies are taking big advantage of this with the 0dministration's blessing.
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Offline Rapunzel

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The deductibles and co-pays  are the scary part.  Tens of thousands of dollars out of your pocket before 0Care takes care(sic) of you. The staggering amount of these were unheard of before 0Care. The insurance companies are taking big advantage of this with the 0dministration's blessing.

Yet people still buy the meme the Democrats look after the little guy......
“The time is now near at hand which must probably determine, whether Americans are to be, Freemen, or Slaves.” G Washington July 2, 1776

Offline Oceander

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‏@HeyTammyBruce 12m

Remember, ObamaCare pricing data page is only for premiums. Policies have high deductibles, co-pays & severe doctor/hospiltal restrictions

Yes they do.  For the insurance my family currently has, and are about to have taken from us courtesy of Obama, we have two basic choices for a replacement:  (1) pay $800 a month more for similar coverage - and no deductible - although who knows how many doctors will be shorn from the list of available doctors, or (2) pay the same for a policy with a $5k or $6k deductible.  That effectively takes away most of my family's basic health care - we simply won't be able to afford it because the cost of most of the services we use is just under $5k and has heretofor been fully covered other than for small copays.  Essentially, that leaves us with what amounts to a hospitalization and major medical sort of policy - but with a much, much higher premium than an honest hosp/maj. med. policy would actually carry in a sane world.

Only in Alice's Wonderland would health care "reform" take my family's health care away from it.

Offline Rapunzel

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But Obama and the Democrats said EVERYONE in New York was going to see lower premiums and better coverage. (and no I'm not being sarcastic I hear it from their talking points almost daily)
“The time is now near at hand which must probably determine, whether Americans are to be, Freemen, or Slaves.” G Washington July 2, 1776

Offline Oceander

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But Obama and the Democrats said EVERYONE in New York was going to see lower premiums and better coverage. (and no I'm not being sarcastic I hear it from their talking points almost daily)

Obama and the democrats are a bunch of bleep liars (sorry for using the "f" word in its unvarnished form).

Offline AbaraXas

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Yet people still buy the meme the Democrats look after the little guy......

I'm sure this is just setting up the 'little guy' to be rescued(sic) again by the Dems. And it will still be Bush's fault.
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Offline Oceander

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I'm sure this is just setting up the 'little guy' to be rescued(sic) again by the Dems. And it will still be Bush's fault.

Of course.

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Out-of-network not an option in individual ObamaCare plans

Individuals shopping for health insurance in the ObamaCare marketplace are in for sticker shock: They’ll have to pay 100 percent of the bill if they dare use a doctor not included in their plan’s network, The Post has learned.

None of the medical plans listed in the New York Health Exchange for individuals offers “Out of Network” coverage — unlike many conventional insurance policies.

A Manhattan businessman who signed up at healthbenefitexchange.ny.gov said he was stunned to learn that not one insurer offered out-of-network coverage — even in the top-tier Platinum plans that run more than $600 a month.

“This is absolutely terrible,” said the small-business owner, who ­requested anonymity out of fear of retribution. “This is an absolute fraud. Basically if you want to go out of network, you pay through the nose. You’re screwed.”

New York officials and insurance companies confirmed they’re not providing out-of-network coverage. And they acknowledged that if patients use a doctor or facility outside the plan’s network of health-care providers, they’re on the hook for the entire tab.

They defended the decision as making affordability — not choice — the priority.

“We do not offer out-of-network coverage for individual plans on the New York marketplace or for individual plans of exchange,” said United HealthCare spokeswoman Maria Gordon Shydlo.

“We offer a broad network of providers for members to choose from and if they decide to go out of network, they would pay the billed charges,” she added.

Empire Blue Cross will honor out-of-network coverage for existing policy holders who have it, but only through 2015. Newcomers signing up on the exchange are out of luck, except for emergency cases, an Empire spokeswoman said.

“As we’ve seen in New York, the cost of out-of-network care can be extremely high. Interestingly, our company surveyed 55,000 people on a number of issues related to our plan offerings and found that price without exception was the priority,” said Empire’s Sally Kweskin.

Healthfirst defended its decision to bar out-of-network coverage because the nonprofit insurer is sponsored by 19 hospitals in the city and on Long Island.

“We felt our network was strong enough to offer adequate options,” said Healthfirst spokesman Harris Brandt.

Several insurers do offer out-of-network coverage in the new small-group market.
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