Author Topic: Just a reminder: Health insurers make out like bandits under ObamaCare  (Read 675 times)

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Offline happyg

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Which is why they didn't fight it.

Believe it or not, there is something the left doesn't like about ObamaCare, and I'm not just talking about the disastrous web site. The left hates the fact that ObamaCare relies on private insurers, since we all know that they would prefer is for the government to run the hospitals, employ the doctors, pay the bills, etc.

But that doesn't mean the right should see the involvement of private insurers as a silver lining. It is not. Indeed, health insurance has been the abiding problem with American health care since World War II - a problem created entirely by government policy, and doubled-down on by ObamaCare, which took all the problems created by the mingling of health care and insurance and put them on steriods.

During the development of the mostrosity that ultimately became ObamaCare, Democrats sought and received plenty of input from the health insurance industry. The result was a law that requires you to buy their products, and subsidizes your costs so you can do so. That's a win for the health insurance industry any way you look at it. It is the latest step in the government-driven transformation of health insurance from a hedge against risk to a quasi-public arm of the welfare state.

Remember, health insurance is really not insurance at all. Insurance protects you against a catastrophe that may or may not ever happen, but that you could not afford to pay for if it did. Your house burns down. Your car is totalled. Your basement is flooded. A tree falls and crashes through your roof. You buy policies against these unlikely but not-impossible events in the hope that you will never have to file a claim.

Health insurance could work like that. It could insure you against catastrophic costs brought on by a very serious situation, while leaving the normal everyday costs of basic health maintenance to you. That is how health insurance should work.

But it does not. During World War II, the federal government froze wages and prices, but used tax incentives to encourage employers to offer health insurance as a benefit so it could offer something to entice workers. Since then, competition for employees drove the cushy nature of health insurance to includes lots of things beyond traditional insurance, even to the point where people don't expect to pay more than $10 for a visit to the doctor. The population became programmed to expect it could access any and all health care services with little or no money out of pocket.

As consumers became desensitized to the real cost of health care services, those costs soared - but consumers didn't feel it, at least not directly. Employers felt it, though. The cost of insurance premiums rose precipitously, and that made it increasingly more expensive for American businesses to hire people. If you didn't have the opportunity to get health insurance through an employer, the cost was prohibitive to you, as was the cost of paying out of pocket.

Government caused all of this. Health insurers were raking in big bucks just to pay other people's bills, which were bloated in part because someone had to pay the costs of the insurers to pay the bills. Kind of a vicious cycle.

So why wouldn't the insurers play ball with the Democrats in the development of ObamaCare? Government policy created them in the first place. If government policy was going to mandate more people buy their product, why not keep riding that train?

Remember this: You do not need their product, and for most people it is a poor value. You only have it because government policy has made it prohibitively expensive to pay for health care in more rational ways. Just because they are part of the private sector does not mean they should be viewed as heroes to conservatives, nor does it mean their role in all this is any sort of silver linings. They sold out to big government long ago, and ObamaCare is the best thing that ever happened to them.

http://www.caintv.com/just-a-reminder-health-insurer

Offline Rapunzel

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #1 on: October 22, 2013, 11:25:13 PM »

Offline happyg

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #2 on: October 22, 2013, 11:35:06 PM »
It's enough to even make a hard person cry. How do we sit back and watch people die because they are considered to old? Obama enjoys killing humans coming and going. Babies are too young to be value, and the elderly are to old to be of value. What a sick way of looking at life.

Offline Rapunzel

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #3 on: October 22, 2013, 11:36:33 PM »
It's enough to even make a hard person cry. How do we sit back and watch people die because they are considered to old? Obama enjoys killing humans coming and going. Babies are too young to be value, and the elderly are to old to be of value. What a sick way of looking at life.

Yet the young and old vote for Democrats... the people who find them without value to even live.

Offline Oceander

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #4 on: October 22, 2013, 11:40:52 PM »
Yet the young and old vote for Democrats... the people who find them without value to even live.

Well-trained sheep - or cannon-fodder, depending on your perspective, or the use(s) to which the democrats wish to put them.

Offline Oceander

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #5 on: October 22, 2013, 11:43:56 PM »
Speaking of sheep, this video is an object-lesson in just how dumb and malleable they are:

Champis, the sheep-herding rabbit

<a href="http://www.youtube.com/watch?v=qeuL5IGimCQ" target="_blank" class="aeva_link bbc_link new_win">http://www.youtube.com/watch?v=qeuL5IGimCQ</a>



Offline happyg

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #6 on: October 22, 2013, 11:51:21 PM »
Speaking of sheep, this video is an object-lesson in just how dumb and malleable they are:

Champis, the sheep-herding rabbit

<a href="http://www.youtube.com/watch?v=qeuL5IGimCQ" target="_blank" class="aeva_link bbc_link new_win">http://www.youtube.com/watch?v=qeuL5IGimCQ</a>



Loved the video! How in the heck did you find it!  :silly: And, it's true about people, too.

Offline AbaraXas

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #7 on: October 22, 2013, 11:56:15 PM »
Well-trained sheep - or cannon-fodder, depending on your perspective, or the use(s) to which the democrats wish to put them.

Bodies in a voting booth and cogs in a system. When you are brokers of power, you need to manipulate the gears to buy the right things, watch the right things, and move the right direction (like sheep in a pen).

Offline Oceander

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Re: Just a reminder: Health insurers make out like bandits under ObamaCare
« Reply #8 on: October 23, 2013, 12:11:30 AM »
Loved the video! How in the heck did you find it!  :silly: And, it's true about people, too.

My daughter has a pet rabbit; she and my wife went crazy for youtube rabbit videos a few weeks ago and they came across this one.  The tune used on the video is very catchy and I ended up making a ringtone for my phone out of it.  Just in case anyone's curious, the song is "Run, Rabbit, Run" by two guys named Flanagan and Allen, who sang the song during WWII; the song itself was written in 1939.  Here's a youtube still of them singing the song:

<a href="http://www.youtube.com/watch?v=SXmk8dbFv_o" target="_blank" class="aeva_link bbc_link new_win">http://www.youtube.com/watch?v=SXmk8dbFv_o</a>



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