Are you talking about credit unions? I don't use a bank, and have instead used a credit union for years. I completely support and encourage people using alternative forms of storing and insuring their money.
Do you also support getting rid of government subsidies such as FHA, VA, Mortgage Insurance, FNMA, college loans, Farm loans and the countless other federal loan guarantee programs? If people use alternative forms of storing and insuring money, then the government would have no power to regulate banking and these programs would have to go because there would be no sources of funds to support them.
The last I heard, OWS wants the government to simply "forgive all debt." That would, in effect, mean that the government would have to be in charge of banking, and it would screw every American who has a savings account. We are talking about people who fought in WWII, got us through the Depression and worked all their lives for what they have. Some alternative.
The problem is not that the banking industry is not regulated ENOUGH. It is that it is tied at the hip to government and must therefore be big and corrupt, just as government is big and corrupt. Making government more powerful just compounds the problem, just as we are now seeing with Obamacare.
The only mechanism capable of cleansing society is a free, open and accessible market. And the only political movement that supports free markets in the USA today is the Tea Party.
I hate to tell you this, young man, but the only people standing between you and tyranny for the rest of your life are a bunch of rednecks much like the guys on "Duck Dynasty." You should thank your lucky stars they are out there insisting on freedom, because without them and their guns, you'd be entirely screwed.
