I hate ATM Fees and hardly ever use out of network ATM. Alway remember a bank never saw a fee it didn't like. But Banks count on the rubes to use them and will jack them every time.
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Those pesky ATM fees have climbed to a record high, and the pace of increases may soon accelerate.
The average surcharge that ATM operators charge non-customers to withdraw cash rose 2% over the past year to $3.09, the 15th straight year of increases, according to a July survey by Bankrate.com.
The good news is that the average fee charged by the customer’s own bank for using a foreign ATM dipped 2% to $1.63, the second straight annual decline.
All told, the average total cost for an ATM withdrawal still hit a record $4.72, up 3.3% over the past three years and 33% the past decade, the Bankrate survey shows.
“The fees keep going up, but they’re completely avoidable†if customers use their own bank’s ATM or stay within the networks that many smaller banks and credit unions have formed, says Bankrate Chief Financial Analyst Greg McBride. Another option, he says, is to get cash back with a debit card when you make a purchase at a store.
The biggest portion of the tab is the ATM operator’s charge, which non-customers immediately see when they get their money. That surcharge is up 6.5% over the past three years and 39% the past decade.
https://www.usatoday.com/story/money/2019/10/02/bank-fees-atm-charges-hit-record-high-faster-hikes-coming/3835706002/